Keeler BMW
1111 Troy-Schenectady Rd. Latham, NY 12110Sales: (866) 251-1395
- Service: (518) 785-4197
Finance Center
Welcome to the Keeler BMW Finance Department. Our Finance Center works with many area lending sources to offer customized car loans and leases. They include long and short term financing as well as customer lease programs through BMW Financial Services. We also provide an array or quality products to choose from for protecting your investment.
If you're thinking about purchasing a new or used BMW, stop by Keeler BMW, located on Rt. 7 in Latham, NY. We'll get you the vehicle you want and smoothly guide you through the financing process.
Feel free to call us toll free at (866) 251-1395 if you need more information. We offer a full line of new, certified pre-owned and used BMW's for your driving pleasure. We look forward to assisting you with your next purchase - a BMW!
Financing Navigation
Contact Information
- Keeler BMW
-
1111 Troy-Schenectady Rd.
Keeler BMW, Rte. 7
Latham, NY 12110 -
- sales Sales:
- (866) 251-1395
- service Service:
- (518) 785-4197
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.